You can live with your girlfriend while serving, but the rules depend on your branch, rank, and whether you stay on‑ or off‑base.
On‑base housing rules
Most service branches reserve on‑base family housing for married couples or single service members. Unmarried couples are usually considered ineligible for on‑base quarters because the facilities are intended for families or single personnel. If you are a single member, you will typically be assigned a dormitory, barracks, or a studio‑type unit that does not allow a second adult.
Off‑base housing options
Living off‑base gives you far more flexibility. As long as you meet the basic eligibility for government housing (income, rank, and availability), you can rent or buy a civilian residence with your girlfriend. Some bases offer a “single‑person” allowance that can be used for a private apartment.
Branch‑specific requirements
Each branch publishes its own housing policy. The Army and Air Force generally require a signed declaration that you are not cohabiting with an unmarried partner if you request on‑base housing. The Navy and Marine Corps have similar restrictions but may allow a waiver for certain situations, such as overseas assignments where off‑base options are limited.
Getting permission or a waiver
If you need to stay on‑base for mission‑critical reasons, you can request a waiver. The process usually involves a written statement from your commanding officer, proof of extenuating circumstances, and approval from the housing office. Waivers are not guaranteed and are evaluated case‑by‑case.
Impact on benefits and pay
Co‑habitation does not affect basic pay, but it can influence housing allowances (BAH) and eligibility for certain family‑related benefits. For example, if you later marry your girlfriend, you must update your status to receive the appropriate family housing allowance.
Practical tips
- Check your branch’s housing manual early in your assignment.
- Talk to the base housing office about off‑base options and any required paperwork.
- Keep documentation of your living arrangement in case you need to prove eligibility for BAH.
- Consider the impact on future benefits if you plan to marry.